South Dade Toyota offers a flexible and comprehensive package of benefits, along with valuable work and family programs. We are committed to making South Dade Toyota a great place to work and encourage our employees to closely review the benefits being offered. These programs can help employees attain financial security as well as help to meet the everyday health needs. Our programs are designed to allow you to tailor a benefits package that best meets the unique needs of you and your family.
Our current health plan year runs from January 1, 2018 through December 31, 2018. We are offering health coverage administered by Blue Cross Blue Shield. Our Dental and Vision coverage is administered by Aetna. We are also offering a suite of Income Protection Programs through Lincoln Financial Group.
Our Health coverage plans are ACA compliant and meet or exceed all of the ACA standards for essential benefits and affordability. If you don’t have ACA compliant health coverage, you may have to pay a federal tax penalty when you file your personal income taxes. We have provided the penalty estimator for your reference.
Our Health Coverage offers a broad array of services, including hospital and physician services, prescription drugs and preventive benefits. All full-time employees are eligible to select health coverage.
Our dental plans are administered by Aetna. Utilizing a dentist in the Aetna network may provide a cost savings for you, as well as ease of claims filing. However, the plan allows you the freedom and flexibility to visit any dentist with the same benefit coverage.
Our Vision Plan is administered by Cigna. This is the same vision plan that we offered last year. Utilizing a provider in the vision network may provide a cost savings for you, as well as ease of claims filing.
Nobody thinks it will happen to them, but one in eight workers will be unable to work due to an injury or sickness. There are a few ways to protect yourself against the financial implications of becoming too sick or injured to work and earn an income.
A good start to protecting your income is through an Accident/Disability income insurance policy. Such a policy typically covers up to 60% of pre-disability salary. Life Insurance insurance plans can provide your family with financial security in the absence of your income.