Don’t Get Caught Off Guard by an Accident or Illness
Long-term disability insurance is a simple solution
- No earnings test
- Extended disability benefit
- Professional Social Security advocacy
- Maximum monthly benefits up to $24,000
- Rate guarantees up to 3 years
- FMLA/MSLA continuation
- Partial and residual benefit available
- Elimination periods from 30 days up to 5 years (maximum period can vary by state)
- Elimination period interruption provision
- “Own Occupation” definition of disability from 12-60 months, or long term
Insurance policies underwritten by Washington National Insurance Company, home office: Carmel, IN.
LIMITED-BENEFIT POLICIES. These policies have limitations and exclusions. For costs and complete details of coverage, contact an agent.
*Life and Health Insurance Foundation for Education, 2008